The Buzzing Phone
The Regressed Treasury Associate Won't Save This Company · Jul 21, 2026
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Before nine in the morning, the breakroom already had phone vibrations piling up.
Workers stood in front of the coffee vending machine or sat with gloves on their knees, checking their transfer screens. Oh Jiseok stood by the entrance holding a roster, calling out names. Taegyeong sat in front of a laptop with the bank screen open. The money leaving the locked account turned green one transfer at a time, but there was no guarantee that green arrived at the same speed for everyone.
"Choi Eunsuk."
"Here."
"Did it come in?"
Eunsuk tapped her screen twice. "It came in. Standby pay too."
Jiseok filled in the check box. Someone almost clapped, then stopped. Taegyeong heard the sound but couldn't lift his head. On the right side of the screen it read twenty one complete, one on hold.
"Kim Munseop."
Munseop stood up from his chair. "It didn't come in."
The bank representative enlarged the screen. "The account holder name doesn't match the previous payroll ledger. It needs reverification."
Jiseok's hand stopped over the roster. Munseop had refused night shift the day before, but his maintenance and standby time had been confirmed. Take that time out, and this payout's own basis would collapse. But if the other twenty one transfers got bundled back up just because one person's account didn't match, the shift they'd built that morning would become a piece of paper.
"It's a new account," Munseop said. "I closed out the passbook that got seized last year and switched. I told the payroll team, but..."
"When did you switch?" Taegyeong asked.
"End of last month."
Munseop held out his phone. The banking app showed the account holder name and the opening date. Taegyeong looked at the screen and thought that the old him would have pushed the transfer through immediately. A desperate person's word and a familiar face made for grounds that moved faster than verification.
"I'll send confirmation documents to the bank," he said. "But this case gets handled separately. I won't reverse the other payments."
On the other side of the screen, Lee Sanghun nodded. "That's possible under the rules. Identity confirmation, account opening confirmation, standby records. If all three check out, we'll execute a separate transfer sometime this morning."
"Munseop, let's go check it together," Jiseok said. "We're not writing this down as a personal matter just because the money didn't come in. The standby hours stay recorded as standby hours."
Munseop gave a short laugh. "Does the money come out faster if you talk that long?"
"Today it has to."
The workers held up their phones one by one. Twenty one screens showed deposit notifications. The amounts weren't large, and some of them checked automatic withdrawal alerts right away. Someone thought first of their kid's tutoring fees, someone else calculated their overdue electric bill. There were more voices confirming than voices celebrating.
"Jiseok, can we turn the line on?"
He looked at the last hold box on the roster. "Line one only. Safety check first."
A moment later, a motor hummed low. Line two, stopped since yesterday, stayed as it was. But the ignition sound of line one was tied to the vibrations in the breakroom. Below the green completion marks, Taegyeong saw the line still sitting red: the outstanding payment owed to Yunsung Precision. The twenty second phone hadn't rung yet.
After Munseop's documents went over to the bank, Taegyeong headed for Yunsung Precision. At eleven in the morning, Donghyeon's workers had formed a small circle in the factory yard. Donghyeon set an old toolbox on the workbench and opened the lid. Inside were a jig and fixture list, drawing envelopes, and a single jig marked with a separate tag.
"What we're taking, we take," Donghyeon said. "The sign, we can't take."
Taegyeong stood in front of him and spread out the transfer records and cash flow sheet. His father wiped his hands on a cloth before touching the paper.
"Hallim Living's wages went out," Taegyeong said. "Yunsung Precision's invoices still can't go out today. The customer deposit went only toward order costs and wages, and the cash we have left can't cover both this side's payroll and the outstanding balance."
One of the workers asked, "So what about us?"
Taegyeong didn't hide it. "I can't promise payment today. But I'll put the orders that need this factory's function and the jig and fixture list up for open review. Whether the factory stays open, or the tools and work get moved elsewhere, that's for the owner and all of you to decide."
Donghyeon lifted his head. "Sounds like the treasury team."
Taegyeong didn't dodge the label. "That's right."
"You pay someone else's employee wages, and leave my invoice sitting on the red line."
"Yes."
"I'm not saying you're wrong." Donghyeon took the jig out of the toolbox and set it on his palm. "I answer for my own people. I'm not going to let your money just keep my factory's sign standing."
That wasn't forgiveness. Taegyeong understood that. Donghyeon wasn't telling him to claw back the wages paid to Hallim Living. Instead, in front of his own workers, he was separating his own debt from his own choice.
"Father, the factory doors..."
"I decide that. Today we start by sorting out the drawings and tools. If there's someone to take them, I'll talk to the workers."
Donghyeon marked one line on the jig and fixture list. "This one solves the bottleneck on line one. It's not property, it's function. If it's needed, lend it out. If not, sell it. But don't tell me you're going to wipe my outstanding balance off your company's books."
Taegyeong nodded. "I won't wipe it."
Jiseok raised a hand from the factory entrance. He showed a message confirming that Munseop's new account had cleared verification. The moment Taegyeong looked at his phone, a deposit notification appeared on Munseop's screen too. The twenty second.
The workers didn't cheer at the sight. Munseop just put his phone in his pocket and said, "I'll come up once the inspection's done." But Jiseok checked the last box on the roster. That small mark was the record that had pushed this morning's promise all the way through.
At three in the afternoon, Taegyeong sat again in the bank's reassessment meeting room. The transfer screen had become a printout laid on the table. Lee Sanghun turned to the first page and pointed out the wage payment times and the separate confirmation time for the held case.
"Compliance with the payment conditions is confirmed."
Taegyeong tried to feel relieved for a moment, but Lee Sanghun pulled out the next page. The red line continued here too. Remaining cash, maturing debt, reduced orders, Yunsung Precision's outstanding balance.
"The next credit line won't renew automatically," Lee Sanghun said. "Under the rules, additional review requires two conditions. First, the owner's personal collateral. Second, the CFO's signature confirming responsibility for fund execution."
CFO Han Sujin sat in front of the blank confirmation form. She looked for a long while at the signature line at the bottom of the page, then set down her pen.
"I can't bundle execution I can't be responsible for under my own name."
"Which part?" Taegyeong asked.
"The use of customer deposits is on record. I'll confirm that. But I can't accept language that makes it look like I approved the collateral and the transfer of factory functions after that."
Lee Sanghun answered right away. "The language can be split. But without the company's confirmation of responsibility, personal collateral alone won't get this onto the approval line."
Taegyeong pulled the blank confirmation form toward himself. Until yesterday, he'd thought he could buy time with a single signature. Today he saw whose house, whose career, whose factory doors and worker choices that signature would bind together.
"I'll review the personal collateral myself."
Han Sujin looked at him. "Don't decide that alone. That just becomes another exception."
At that, Taegyeong didn't pick up his pen. "You're right. I'll put the collateral terms and the function separation plan up as an open agenda item. The CFO confirmation form will only cover the payment records that can actually be verified."
Lee Sanghun closed his notes. "Do it that way, and reassessment is possible. Not approval today."
Late afternoon light hung in the meeting room window. Taegyeong's phone still held the deposit confirmation messages from Hallim Living's workers. Below them sat Yunsung Precision's red unpaid line, and beside it, the still unsigned personal collateral terms.
No one pushed their chair back right away when the meeting ended. Han Sujin read over just the upper part of the confirmation form again. It listed only the morning's payment details and the purpose of the locked account. The words Donghyeon's factory, next credit line, personal collateral had been struck out.
"I can sign this part," she said. "It's a confirmed fact. But keep the judgment that comes after separate in the meeting minutes."
Taegyeong nodded. "I'll separate it."
"And if you're thinking of putting up collateral, tell your family first. The title of CEO doesn't automatically sign off on your house."
That wasn't advice so much as a boundary. Taegyeong wrote it down. Before, he'd have thought that every moment someone hesitated to sign was time lost. Now he understood that hesitation was a signal not to turn someone else's risk into your own decision.
Lee Sanghun picked up one more payment record. "Today's handled hold case will still come up in audit questions too. Why the whole thing wasn't blocked, why only this case was separated out."
"Because there was identity confirmation and standby records," Taegyeong answered.
"Can you give that same explanation tomorrow, in the same words?"
Taegyeong thought of Munseop's account screen and Jiseok's check box. "I can. That's why I kept all of it on record."
For the first time, Lee Sanghun gave a short nod. "That record is the starting point for the next review. Not an approval letter."
Stepping out of the meeting room to the hallway window, a photo came in from Jiseok. It was the board in front of line one. Beside all twenty two names was a payment confirmation mark, and beside line two a stop tag still hung. Below the photo was a single line.
"That's it for today. Tomorrow we build the shift again."
Taegyeong looked at that line for a long time. Wages coming in hadn't brought every line back to life. Donghyeon's toolbox, the factory's red invoice, the blank space for collateral, all of it remained. Still, today's green marks had become someone's living expenses, and the next sheet needed to be one that didn't erase that fact.
He captured the red line and the blank signature space and put them in the open agenda folder. Then he wrote down who would attend the next meeting and what questions needed answers. He didn't erase a single line.
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